by Dan Miles | Feb 19, 2019 | Portfolio Insights
In this article Dan discusses the issue of product suitability and the potential end of the safe harbour provisions as an outcome of the Hayne Royal Commission. In practice this means advisers will need to carry a higher burden of proof that the products they...
by Dan Miles | Feb 4, 2019 | Portfolio Insights
In this article Dan Miles discusses the value of strategic advice and how Advisers can have trouble articulating this value when there are significant intangibles involved. Yet strategic advice is often valued more than portfolio construction and investment advice by...
by Dan Miles | Dec 12, 2018 | Portfolio Insights
In this article, Dan Miles discusses best interest duty and how lower fees are often being used by financial planners as a proxy for meeting this duty. But meeting that legislative and ethical obligation requires more than just a focus on price, it requires a focus on...
by Sophie Temperton | Nov 19, 2018 | Portfolio Insights
In this article we discuss familiarity bias, a type of mental shortcut that substitutes the correct answer with what’s familiar rather than what’s right. This can often lead to excessive risk and poor decision making and many portfolios betray the effect...
by Dan Miles | Oct 31, 2018 | Portfolio Insights
Not all investment managers and consultants are the same. In this final installment of a two-part series, Innova’s Dan Miles considers the benefits – and risks – they bring to managed accounts. Click Here to...
by Dan Miles | Oct 31, 2018 | Portfolio Insights
Managed Accounts offer many benefits. In the first of a two-part series, Innova’s Dan Miles shows why and compares in-sourced versus outsourced investment management. Click Here to...
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